INTRODUCTION

The benefits outlined in the Statutory Accident Benefits Schedule, are available to any per- son injured in an automobile accident in Ontario, regardless of fault. If your claim is prosecuted properly, accident benefits can be comprehensive and generous. If you are listed on an insurance policy at the time of an accident, your insurer will provide these benefits to you, pursuant to the application process. If you are not insured at the time of an accident, and are injured by a vehicle while a passenger or pedestrian, the insurance policy of the vehicle you are in, or the vehicle by which you are struck, will respond to your application for benefits. If you are uninsured and struck by an unknown or 'hit and run' driver, you may claim benefits from the Motor Vehicle Accident Claims Fund. 4